The real estate loan or mortgage is intended solely to finance the purchase of real estate. In this context, residential accommodation will serve as a main or secondary residence, residential building for rent, commercial premises, etc. As a result, the borrower's real estate project must be clear.He must know beforehand the price of the coveted property, its surface area, its type, its location, etc. The home loan is a long-term loan. Its repayment term varies between 10 to 25 years but loans of less than €50,000 can be repaid in less than 10 years. The amount of a mortgage is generally between 50% to 80% of the price of the property, the rest being financed by the personal contribution.
It was very easy to make a request with you. In addition, you are very professional, I recommend.
The granting of a home loan is stricter than that of a consumer loan. The profile of the borrower is studied with a magnifying glass. Thus, criteria such as marital status, number of dependent, the nature of the employment contract, age, state of health come into play to determine the solvency of the credit applicant.
Quinta Carrera Velez
Client | Sondika | 2023-06-10For each of my financing requests, I have the choice of repaying in small monthly installments or over a fixed period of 12 to 60 months. I am informed of the amount of my monthly installments by my account statement on the 20th of each month. I am debited from my bank account on the 10th of the following month. Isn't that great?
Lion Calvillo Espinosa
Client | Benasque | 2023-06-22Within 48 hours minimum, after acceptance of your request, I received my financing by bank transfer. I recommend.